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#1CP/Torts1.Dulynegotiated?–DeliveryisnecessaryIf“payabletoorder”(orderpaper)accomplishedbydeliverytotransfereeIf“payabletobearer”(bearerpaper)accomplishedbydeliveryoftheinstrumenttothepayeenamedthereon2.Negligence–VicariousliabilityEmployerisvicariouslyliableforEmployee’storts(respondeatsuperior)tortoccursw/ithescopeofemploymentreasonableprudentpersonstandarddutyofcare,owedtoaforeseeablePbreachofdutycausationintentionalcriminalconductisNOTasuperveningcausewhenaforeseeableriskofsuchconductwascreatedbyD’snegligencedamagestoPGov.ImmunityOnlycovertraditionalgov.function3.DraweeBank’sduty–for“payabletoorder”paperBankmusthonoracheckasdrawn.Unauthorizedsignaturesareineffectiveasthesignatureofthedrawer.IfBankpaysoutonanunauthorizeddrawer’ssignature,Bankcan’tchargetheaccount.Excep